Stands for Small and Medium Businesses and refers to businesses that fall within a specific size category based on factors sucha s

  1. Number of Employees:
    • Small business: fewer than 50 employees
    • Medium size: 50-249 employees
  2. Annual Revenue
    Business with less than a few million USD annually, medium size are within tens or hundreds of mlns.

Common SMB Characteristics

  • Flexibility: Adaptable to market changes due to smaller size and fewer decision-making layers.
  • Resource Constraints: Limited financial and technological resources compared to larger enterprises.
  • Local Focus: Many SMBs operate primarily in local or regional markets.

Importance in the Economy

SMBs are critical to most economies worldwide. They:

  • Generate significant employment opportunities.
  • Drive innovation and entrepreneurship.
  • Contribute to GDP growth.